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Protected no claim discount

Price varies

By adding protected no claim discount (NCD) Protecting your NCD means any no claim discount you've built up is protected - no matter how many claims you make.

To qualify for this optional extra, you need to have earned four or more years NCD.

To protect your no claim discount, add this cover to an existing policy in your online account.

Note: You can't add protected no claim discount if you've had a claim that would impact your NCD.

Your premium can still increase if you make a claim.

Breakdown cover

Starts from £31 a year

Choose from our 3 levels of breakdown cover :
Local, National, and European. 

Local: If you break down more than 1/4 mile away from home, we'll cover local recovery up to 10 miles from where your vehicle broke down.

National: If we can't fix your car on the spot or at home, we'll sort recovery for you and your passengers to anywhere in the UK.

European: You'll get everything from our National cover, plus we're on hand in Europe too.

Want to add breakdown to an existing policy? Simply log in to your Britannia account. 

Motor legal expenses

£25.99

Motor Legal Expenses (MLE) gives you up to £100,000 to pursue another party for any uninsured losses (like loss of earnings) you've sustained as a result of an accident that wasn't your fault.

Included as standard with our Britannia Premier cover level and available to add to our Britannia and Britannia Essentials cover levels.



 

Guaranteed hire car

From £6.90

Guaranteed hire car means you'll have access to a small hatchback if your vehicle is stolen, written off or being repaired by our recommended repairers.

This may be included depending on your cover level:

  • Britannia Essentials - Included while your car is being repaired. Add to your policy for £6.90 to cover you if your car's stolen or written off.
  • Britannia - Included while your car is being repaired. Add to your policy for £6.90 to cover you if your car's stolen or written off.
  • Britannia Premier - Included as standard.

Compare our car insurance cover options

Simply choose which of our three cover levels you want when getting your quote...

Already have a Britannia car insurance policy?

Upgrade your cover with our optional extras in your account. No phones. No fuss.